Do you know if you are owed money from a bankruptcy?

To help you find out if you are owed money from bankrupt debtors, the Office of the Superintendent of Bankruptcy Canada maintains an Unclaimed Funds Database.

Avoid owning multiple savings bank accounts

A large number of people own savings accounts in several banks. Some are inherited from their previous jobs while some are opened to avoid tax deduction at source on fixed deposits. As the minimum average quarterly balance required to maintain these savings accounts increases in private sector banks, owing multiple savings accounts become a costly affair.

Forgot About An Old Bank Account? Find Your Money!

Have an old bank account that you never actually closed? Or maybe a relative died and you’re unsure if all their accounts were located to be given to those mentioned in their will? Luckily there is a simple way to search for money left in unclaimed bank accounts.

Save Money This Christmas With LED Lights

After thinking about it for the last couple of Christmases, this year we finally spent the money to get outdoor LED lights and an LED pre-lit Christmas tree. While LED lights can cost more upfront than traditional incandescent bulbs, this expense is easily made up for by the cost savings throughout their life.

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70% of Americans don't have a will. If you have dependents, no matter how little or how much you own, you need a will. If your situation isn't too complicated you can even do your own with software like WillMaker from Nolo Press. Protect your loved ones. Write a will.

Update Your Will

Recent Articles:

Directory of Mastercard and Visa Credit Card Sources

January 25, 2011 Credit Cards No Comments

 Directory of Mastercard and Visa Credit Card Sources

Product Description
This directory contains a wealth of inside information for the consumer on how and where to obtain the right credit card for your needs. It includes little-known secrets that will help you get approved on every application you fill out, toll-free phone numbers and addresses, the lowest rate cards available, over 20 programs that offer extra low introductory rates, and lots of other tips.

Directory of Mastercard and Visa Credit Card Sources

Wholesale Lot 10 Wallet Credit Card Sized Magnifiers

January 24, 2011 Credit Cards No Comments

31pjsa5P3NL. SL160  Wholesale Lot 10 Wallet Credit Card Sized Magnifiers

  • Magnify up to 3x
  • 3 inches wide x 1 1/2″ tall
  • 10 pieces each retail for $7.99 making this deal worth over $79.99
  • clear protective carry case

Product Description
WHOLESALE LOT

10 PIECES

WALLET CREDIT CARD SIZED

3X MAGNIFIER

COMES IN A PROTECTIVE CASE

Forgot your reading glasses, your at a resturant and can’t read the menu, or at a store and can’t read the price or contents of a item, or need to read an article in the paper. We have the answer with our Credit card sized Magnifier. Magnify up to 3x and gives you more reading space than other magnifiers on the market a whopping 3 inches wide x 1 1/2″ tall. Comes with a protective carry case, simply slide it into a credit card space in your wallet. When you need it – It will be there !!

10 pieces each retail for $7.99 making this deal worth over $79.99

Wholesale Lot 10 Wallet Credit Card Sized Magnifiers

Pick-a-Mortgage

January 24, 2011 Mortgage No Comments

 Pick a Mortgage

Product Description
Found the right home? Pick the right mortgage! Software for the conscientious professional and the savvy end user. There are many creative plans in the mortgage industry. Comparing APRs, points, years, conventional loans versus FHA loans, etc., can be a challenge. However the most important factor that efficiently addresses all competing mortgages is the cost in today’s value of all mortgage offerings being reviewed. After all cash flows, for example loan funds received, monthly payments and cash paid at closing are taken into consideration, PAM will guide you in determining the value of those fund flows at the present. Enter the information from each lender and review the results in a Mortgage Plans table. There may be other factors influencing your judgment, but at least you will know which mortgage incurs the lowest cost.

Pick-a-Mortgage

Verifone omni 3750 credit card terminal machine

January 24, 2011 Credit Cards No Comments

21UTba1 EFL. SL160  Verifone omni 3750 credit card terminal machine

  • Fast thermal printer
  • Very small

Product Description
Merchant account required.
1.62% and 14 cents
1.08% debit/check card
1.98% hand enter
No minimums, no statement fee, no yearly or avs fees, no other fees period

Verifone omni 3750 credit card terminal machine

Mortgages For Dummies

January 23, 2011 Mortgage No Comments

516poTuIq%2BL. SL160  Mortgages For Dummies

Product Description
Need a mortgage but worried about the market? In Mortgages For Dummies, 3rd Edition, bestselling authors Eric Tyson and Ray Brown give you proven solutions for obtaining a mortgage, whether you want to buy your first home, refinance, or tap into your equity. You get the latest on sub-prime and adjustable-rate mortgages, finding the best lender, avoiding fiscal pitfalls and foreclosure, and much, much, more!

This easy-to-understand, objective, and jargon-free guide helps you fine-tune your finances, figure out what you can afford, and improve your credit score before you go mortgage shopping. You’ll get familiar with the advantages and disadvantages of fixed- and adjustable-rate mortgages, 15- and 30-year loans, and conforming and jumbo packages. You also get help finding and working with reputable professionals, comparing programs, and securing terms you can live with. Discover how to:

  • Match your mortgage to your financial goals
  • Qualify for a mortgage even when money is tight
  • Find the right loan for you
  • Choose the best lender/broker
  • Negotiate the best terms
  • Calculate your costs and payments
  • Understand and complete all paperwork
  • Refinance an existing mortgage
  • Understand and consider special situation loans
  • Explore reverse mortgages and other options
  • Decipher amortization tables and comparison worksheets
  • Use the Internet wisely when mortgage shopping

Now, more than ever, you need clear, reliable information that helps you get the mortgage you need at a price you can afford. You need Mortgages For Dummies, 3rd Edition!Amazon.com Review
For many of us, the single biggest financial transaction is buying a house. Even more significant than the hefty down payment we fork over is the 15- to 30-year mortgage that needs feeding every month. If you have this much at stake, a little knowledge can go a long way, which is where Eric Tyson and Ray Brown come in. In Mortgages for Dummies, Tyson and Brown (who also wrote Home Buying for Dummies and House Selling for Dummies) provide a comprehensive introduction for anyone who is contemplating a mortgage. The book tells you how to evaluate your creditworthiness, determine your borrowing power, and shop for a lender, as well as covering the various types of loans. The authors also devote a section to refinancing and discuss what you should consider when prepaying a loan. They include amortization and remaining-balance tables, and a useful glossary. Whether you’re a first-time home buyer or are just looking to refinance, you’ll find this a valuable, easy-to-use guide. –Harry C. Edwards

Mortgages For Dummies

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