Do you know if you are owed money from a bankruptcy?

To help you find out if you are owed money from bankrupt debtors, the Office of the Superintendent of Bankruptcy Canada maintains an Unclaimed Funds Database.

Avoid owning multiple savings bank accounts

A large number of people own savings accounts in several banks. Some are inherited from their previous jobs while some are opened to avoid tax deduction at source on fixed deposits. As the minimum average quarterly balance required to maintain these savings accounts increases in private sector banks, owing multiple savings accounts become a costly affair.

Forgot About An Old Bank Account? Find Your Money!

Have an old bank account that you never actually closed? Or maybe a relative died and you’re unsure if all their accounts were located to be given to those mentioned in their will? Luckily there is a simple way to search for money left in unclaimed bank accounts.

Save Money This Christmas With LED Lights

After thinking about it for the last couple of Christmases, this year we finally spent the money to get outdoor LED lights and an LED pre-lit Christmas tree. While LED lights can cost more upfront than traditional incandescent bulbs, this expense is easily made up for by the cost savings throughout their life.

Today's Quote:

70% of Americans don't have a will. If you have dependents, no matter how little or how much you own, you need a will. If your situation isn't too complicated you can even do your own with software like WillMaker from Nolo Press. Protect your loved ones. Write a will.

Update Your Will

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Playboy Credit Card Club Necklace

January 27, 2011 Credit Cards No Comments

3176gRokh0L. SL160 Playboy Credit Card Club Necklace

  • From the Playboy Collection
  • Playboy Club Credit Card Pendant
  • Gold Vermeil
  • 20 in. Snake Chain

Product Description
Brand new

Playboy Credit Card Club Necklace

Foreclosed: High-Risk Lending, Deregulation, and the Undermining of America’s Mortgage Market

January 26, 2011 Mortgage No Comments

519Yiu8pXfL. SL160 Foreclosed: High Risk Lending, Deregulation, and the Undermining of Americas Mortgage Market

Product Description
Over the last two years, the United States has observed, with some horror, the explosion and collapse of entire segments of the housing market, especially those driven by subprime and alternative or “exotic” home mortgage lending. The unfortunately timely Foreclosed explains the rise of high-risk lending and why these newer types of loans-and their associated regulatory infrastructure-failed in substantial ways. Dan Immergluck narrates the boom in subprime and exotic loans, recounting how financial innovations and deregulation facilitated excessive risk-taking, and how these loans have harmed different populations and communities.

Immergluck, who has been working, researching, and writing on issues tied to housing finance and neighborhood change for almost twenty years, has an intimate knowledge of the promotion of homeownership and the history of mortgages in the United States. The changes to the mortgage market over the past fifteen years-including the securitization of mortgages and the failure of regulators to maintain control over a much riskier array of mortgage products led, he finds, inexorably to the current crisis.

After describing the development of generally stable and risk-limiting mortgage markets throughout much of the twentieth century, Foreclosed details how federal policy-makers failed to regulate the new high-risk lending markets that arose in the late 1990s and early 2000s. The book also examines federal, state, and local efforts to deal with the mortgage and foreclosure crisis of 2007 and 2008. Immergluck draws upon his wealth of experience to provide an overarching set of principles and a detailed set of policy recommendations for “righting the ship” of U.S. housing finance in ways that will promote affordable yet sustainable homeownership as an option for a broad set of households and communities.

Foreclosed: High-Risk Lending, Deregulation, and the Undermining of America’s Mortgage Market

NIGHTLINE: Credit Card Fraud: 6/4/09

January 26, 2011 Credit Cards No Comments

51%2BrpNMpOHL. SL160 NIGHTLINE: Credit Card Fraud: 6/4/09

Description
“Nightline” Tracks Hackers in Underground Identity Theft Chatrooms; How to Protect Yourself

Identity thieves snatch tens of billions dollars a year through credit card fraud, either outright, or by selling your card information to other crooks across the globe. The perpetrators come from a loosely organized international underworld working beyond the reach of the law and without limits.

We visit “The Card Cops” who are in the business of protecting consumers and merchants from identity theft because many of them were scammed themselves when they worked together at another Internet company. To help understand how fast a thief can siphon money from an account, ABC News experimentally opened a Visa account. It only took 15 minutes before a hacker got hungry.

Other reports included on this DVD are:

GoDaddy.com: We meet “GoDaddy.com” founder and chief executive Bob Parsons who used sex and the Super Bowl to make millions.

Kobe Bryant: Los Angeles Lakers’ star Kobe Bryant sits down for a one-on-one interview with former Lakers’ star and NBA legend Magic Johnson.

Airdate: 6/4/09

This product is manufactured on demand using DVD-R recordable media. Amazon.com’s standard return policy will apply.

NIGHTLINE: Credit Card Fraud: 6/4/09

Real Estate Calculator Suite

January 25, 2011 Mortgage No Comments

51EZRAM9MML. SL160 Real Estate Calculator Suite

  • Real Estate Calculator Suite can help you determine how much house you can afford. (Mortgage Qualifier)
  • It can show you the impact different mortgage interest rates will have on your home loan. (Loan Spread Calculator)
  • Real Estate Calculators Suite helps you decide what mortgage term (length of loan) is best for your budget. (Loan Spread Calculator)
  • It helps you determine how much house you can afford based on what you currently pay in rent. (Rent or Buy Calculator)
  • Show you how much to add to your monthly mortgage payment in order to pay off your mortgage by a chosen date. (Loan Amortizations and Prepayment Calculator)

Product Description
If real estate math or financial math stress you, Real Estate Calculator Suite is the help you need!

The 16 real estate and financial calculators in Real Estate Calculator Suite give you the ability to play with your own financial numbers as you consider a real estate purchase.

Real Estate Calculator Suite includes 2 Quick Calculators, 2 Downpayment Savings Calculator, a pop up calculator, a Mortgage Qualifier, Amortization Calculator with Monthly and Annual schedules, Loan Spread Calculator, a Biweekly Payment Calculator, a Refinancing Calculator, an Estimated Closing Cost Calculator, Home Seller’s Proceeds Calculator, Rent or Buy Calculator, and Prepayment Calculator. Based on Wheatworks Software’s experience developing financial calculators for corporate real estate clients, Real Estate Calculator Suite is designed for real estate consumers and professionals.

Real Estate Calculator Suite includes a Date Calculator, a Fraction / Decimal interest rate conversion table, sample text for closing credit accounts, a Documentation List to help you gather your loan application paperwork, a Home Inspection form to help you review potential homes, a Mover’s To Do List and useful tips for home buyers and sellers.

This real estate software works with these Windows operating systems: 95, 98, ME, NT 4, 2000, XP Home and XP Pro.

Real Estate Calculator Suite

Canon 2562B001 PCC-CP300 Credit Card Size Paper Cassette

January 25, 2011 Credit Cards No Comments

41ZoHpxX27L. SL160 Canon 2562B001 PCC CP300 Credit Card Size Paper Cassette

  • CREDIT CARD SIZE PAP CASSETTE PCC-CP300

Product Description
Canon Credit Card Size Paper Cassette PCC-CP300 – Canon 2562B001

Canon 2562B001 PCC-CP300 Credit Card Size Paper Cassette

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Kiplinger’s Practical Guide to Your Money: Keep More of It, Make It Grow, Enjoy It, Protect It, Pass It On

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Product Description The Wall Street Journal Guide to Understanding Personal Finance gives you clear, simple explanations of the complextities you face every day in your financial life. This revised and updated edition also includes the information you’ll need to make smart decisions about — and avoid the pitfalls of — banking, credit, home finance, financial [...]

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