Do you know if you are owed money from a bankruptcy?

To help you find out if you are owed money from bankrupt debtors, the Office of the Superintendent of Bankruptcy Canada maintains an Unclaimed Funds Database.

Avoid owning multiple savings bank accounts

A large number of people own savings accounts in several banks. Some are inherited from their previous jobs while some are opened to avoid tax deduction at source on fixed deposits. As the minimum average quarterly balance required to maintain these savings accounts increases in private sector banks, owing multiple savings accounts become a costly affair.

Forgot About An Old Bank Account? Find Your Money!

Have an old bank account that you never actually closed? Or maybe a relative died and you’re unsure if all their accounts were located to be given to those mentioned in their will? Luckily there is a simple way to search for money left in unclaimed bank accounts.

Save Money This Christmas With LED Lights

After thinking about it for the last couple of Christmases, this year we finally spent the money to get outdoor LED lights and an LED pre-lit Christmas tree. While LED lights can cost more upfront than traditional incandescent bulbs, this expense is easily made up for by the cost savings throughout their life.

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70% of Americans don't have a will. If you have dependents, no matter how little or how much you own, you need a will. If your situation isn't too complicated you can even do your own with software like WillMaker from Nolo Press. Protect your loved ones. Write a will.

Update Your Will

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Logoart Kyle Busch Sterling Silver And Black Leather Credit Card/Money Clip Each

February 1, 2011 Credit Cards No Comments

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January 31, 2011 Credit Cards No Comments

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Topics Covered:
A Problem Called ‘Credit Card Debt’
Stop Paying the Minimum
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Getting Out of Credit Card Debt
Don’t Save When You Have Debt
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Negotiating Your Debts
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The Mortgage Encyclopedia: The Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls, Second Edition

January 31, 2011 Mortgage No Comments

51QziItpbSL. SL160  The Mortgage Encyclopedia: The Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls, Second Edition

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The bestselling one-stop guide to mortgages—updated for the post–housing crisis market!

The Mortgage Encyclopedia demystifies all the various mortgage terms, features, and options by offering clear, precise explanations.

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The Mortgage Encyclopedia: An Authoritative Guide to Mortgage Programs, Practices, Prices, and Pitfalls

January 30, 2011 Mortgage No Comments

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A one-stop reference for in-depth explanations of mortgage topics

With the creation of so many new, complex mortgage programs, it’s difficult for consumers –not to mention real estate agents, attorneys, closing agents, and mortgage brokers–to keep track of them all. Written by nationally syndicated real estate columnist Jack Guttentag, The Mortgage Encyclopedia helps readers understand the various mortgage terms, features, and options by offering clear, precise explanations. The alphabetical organization of terms makes it easy to quickly find information on any topic, from FHA, Investor, and No-PMI Loans to Origination Fee and Rate Float. Each entry includes not just a description of the term, but also relevant advice for consumers, such as answers to the questions “Is this loan right for me?” and “Can I negotiate this fee?”

  • Guides readers through the bewildering array of new mortgage programs
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